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Family Health Insurance

Family Health Insurance

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Health Insurance: 

A family health insurance plan is a kind of medical insurance. It covers all of your family members in a single health insurance plan. However, under this insurance plan, a fixed sum is insured by all family members. Similarly, many family health assurance plans offer maternity benefits, cashless hospitalization facilities and cover Pre and Post Hospitalization.

Best Health Insurance Plans for Family:

Undoubtedly, to make it easier for you to buy a medical policy for your family. Moreover, we have listed some of the best family health assurance plans from top health insurance companies.

Benefits of Buying Health Insurance Plans for Family:

There are different types of benefits that the insured family members can avail. For instance, you may get health coverage for all the family members. Insurance policy plans are regardless of what age you have. Following are the list of benefits under a single health insurance policy:

Stress-free Hospitalization Expense Cover

While, in case of hospitalization, the insured family member can avail cashless treatment in a network hospital of the insurer like in individual health plans. Moreover, this way you may get all your family members eligible to get medical attention.

 

 Get Health Insurance Cover for Parents in the Same Plan

Many health insurance companies allow people to include parents and parent in law. For that, under a family health plan, you may get all facilities for no additional premium. Moreover, you can secure your parents and spouse’s parents under this one plan.

Affordable Premium

Family health assurance plans are affordable. They do not require you to pay individual premiums for all the family members by that you may cover your spouse, child, and parents under the same plan at an affordable premium package.

Note: it is suggested for everyone to buy individual health cover for their parents considering their age-related health issues.

Insure New Family Members Easily

Your family health assurance has a feature in which you can add new family members easily on the payment of an extra premium. Unlike another policy plan, you don’t need to take fresh policy every time.  Moreover, in case you add your parents to an existing family health insurance plan, you need to make sure to sum insured.

COVID Health Insurance for Family

You can buy Best Health Insurance in Pakistan to financially secure yourself and your loved ones against COVID-19. Although, many insurance companies provide coronavirus treatment under the basic health insurance plan.

Another corona-specific plan has been launched this plan covers hospitalization costs incurred on the treatment of coronavirus on a floater basis.

Option to Avail Additional Benefits

There are other add-on benefits available under family health plans, this may include critical illness cover, maternity cover, etc. Additionally, always remember to read the policy terms carefully to know about any waiting periods applicable.

Tax Benefits on Health Insurance Premium

Under the income tax act, family health assurance is given a tax exemption. In case, you are paying the health insurance premium for your family and parents, then you are eligible to avail of tax benefits.

 

 

 

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