Whether you are using your van for business or just social use, you will want to ensure you only pay for the cover they require. First, find out what kind of policy you need and then get it at the right price.
When getting an insurance quote, you will need to choose one of the options:
- Business use is required if your van carries, tools, goods, or work equipment belonging to yourself, your business employer, or your partner. Social use is included.
- Haulage is reasonable if you use your van to carry other people’s goods or get paid to move. This kind of cover is generally costly because there is a higher risk involved with carrying valuable items. The social cover is also included.
- Social only is good if you are not using your van for anything to do with social work. This type of cover does not include commuting. This insurance policy is for joy, like visiting a family or friends.
What details do you need to get a cheap van quote?
You will need the following information to get a cheap impounded van insurances quote:
Driver details
- Occupation
- Previous accidents or claims
- Any points on driver’s license
Van details
- Registration number
- Any changes to your van
- Evaluated annual mileage
Your current insurance documents must have most of the details you will require to get a quote. The driver will also need to show any no-claim bonus that could provide you with a discount on your insurance.
You will need to prove your no-claim bonus to get an insurance quote but some insurance brokers may ask for proof once you have an insurance policy in place. If you don’t have it already, your current or previous insurance broker will be able to provide you with a copy.
Finding the best van insurance
By comparing impounded van insurance quotes from a large panel of insurance brokers, we can help you find the best deal for your van insurance. But finding the right insurance policy is about more than just the cost.
If you heavily depend on your van on a daily basis, ensure you have the right kind of insurance that can minimize the damage an accident has on you, your clients, your income, and your business.
The right kind of policy for your van and you will largely depend on a number of factors including:
Van’s specification
Which insurance brokers factor in to calculate policy prices. Everything from size to engine capacity and the number of seats can change your insurance premium.
Driving experience and driving history
Insurance brokers charge higher insurance premiums when insuring young drivers, or those with a history of traffic violations or accidents.
Modifications you have made to your van, whether that’s a new radio or extra seats. Modified van insurance covers a large range of modifications including performance-based upgrades and stuff like adding internal storage.
How much does impounded van insurance cost?
The cost of impounded van insurance will mainly depend on factors including:
Location:
Some areas of the UK also see higher rates of road accidents or crime which will increase your insurance premiums.
Age:
Age is one of the biggest factors in determining the cost of premiums. Young drivers have generally less experience so the insurance premium will become higher. But if the driver is experienced and has got experience of driving for some years, the insurance premium will be lower.
Driving and claims history:
If you have a history of driving convictions or insurance claims, it will increase your insurance premiums.
Occupation:
Some professions also carry high risks so, you will pay more if you carry what insurance brokers see as a high-risk job.If you want to get cheap impounded van insurances quotes, get in touch with our insurance providers and they will guide you through the whole process. So, do not waste any time and get your quote right now.
